Superannuation
 Accountants.com.au works closely with individual or business
clients to optimise superannuation opportunities that are
tailored specifically for your needs.
Retirees – Review superannuation funds and wills to
ensure clients are protected from beneficiary estate disputes.
Ensure enduring powers of attorney are in place.
Review and improve the clients’ investment portfolios.
Review super pension strategies to ensure that the optimum
pension stream is in place.
Over 50s – Review estate planning as in (i) above.
Ensure maximum super contribution strategies are in place
and that transition to retirement pension strategies are
being implemented for the benefit of the client.
Review and improve investment portfolios. This may involve
the transfer of existing eligible assets from the client
to their superannuation funds.
Under 50s – Review and ensure that estate planning
and business succession strategies are in place.
Ensure that maximum super contribution strategies are in
place including the implementation of borrowing strategies
for the client’s super funds acquisition of eligible
investment assets.
Establishing savings plans – the Under 50s client
may not have access to the large amounts of capital available
to clients in their 50s.
New Super Fund Borrowing Rules – Be Aware of the Pitfalls
Accountants.com.au was presented by its client with documents
prepared by a financial product provider regarding the
proposed purchase of a commercial property by the DIY
super fund via partly borrowing the funds.
After a review we advised that the trust structure promoted
by the financial adviser would subject the client, upon transfer
of the asset from the Trust to the DIY super fund, on full
repayment of the borrowing to both stamp duty and capital
gains tax.
Accountants.com.au resolved the issue by arranging for the
establishment of an appropriate structure together with the
proper documentation.
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