Insurance

As an authorised representative of Insurance Advisory Service (NSW) Pty Ltd (IAS), Norbert is qualified to provide advice on the risk protection solutions you need.

IAS is a wholly Australian owned financial services company providing advice to business and personal clients on a range of products including insurance and financial planning.

While IAS has a core focus on providing financial services solutions for small to medium-sized businesses, we also have an extensive portfolio of long term personal clients.

With over 40 years’ experience, you can trust Norbert and IAS to provide the advice you and your business need.

Personal Insurance

Enjoying life is all about living for today. But it's not always easy if you're worried about tomorrow. So, rather than worry about what may or may not happen, insure yourself financially and you can get on with enjoying life. So, while injury and illness will never be painless, the right insurance cover means you can avoid impact on your personal finances.

Income Protection
Who will look after your finances if you can't work due to sickness or injury? Health insurance may cover a proportion of your medical bill, but it won't cover your rent or mortgage and living costs. With income protection insurance you can get up to 75% of your regular income if you can't work due to disability. This means you can concentrate on recovering and getting back to work, rather than watching your investments and savings slowly diminish.

Life Insurance
Protecting loved ones is a natural instinct, but how can you protect them if you're not around? Life insurance cover helps your family maintain their financial position in the event of your death by providing your beneficiaries with an agreed lump sum.

Total and Permanent Disability
When one door closes, another opens. But what if there's a sudden twist behind the new door and you find yourself unable to work again? Total and Permanent Disability insurance offers financial security for the unexpected by providing you with a lump sum benefit if you suffer Total and Permanent Disability and are unable to earn an income again.

Trauma Cover
Trauma cover insurance pays a lump sum if you suffer from one of the specified major diseases or injuries covered such as a heart attack, stroke, cancer or blindness. It has been designed to provide a benefit to help you cover medical and rehabilitation costs, and to help with lifestyle and employment changes.

Business Insurance

You've worked hard to build your business, so it makes sense to protect yourself against the loss of your premises, inventory, vehicles and equipment; assets that are critical to the day-to-day operation of your business. It also makes sense to secure the future of your business by covering yourself, your business partner or any key employee important to the operation of your business.

We can provide advice on an extensive range of business risk protection needs, and recommend covers including Professional Indemnity, Public Liability, Tax Audit Insurance, Management Liability, Loss of Cash Flow and Buy/Sell Insurance.